Archive

Monthly Archives: September 2013

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Regular tending is a necessity for any garden. It is particularly important for the organic garden. Smart organic gardening can com in handy here. Doing so will increase both the quantity and the quality of the produce you grow in your organic garden. Use the following tips to create a flourishing and very rewarding organic garden.

Plant your own seeds to guarantee organic produce. Sowing your own vegetable seeds gives you the comfort and assurance that your produce has been grown organically from seed to table. Choose plants that are easy to germinate such as broccoli, cabbage, basil and tomatoes. Find out the best time of the year to sprout your chosen produce.

One of the best ways to be successful at organic gardening is to plan early. The best laid out plans for an organic garden, always make for the most successful garden. Plan what you will plant early on and be sure to have back-up vegetables ready to plant when short-lived plants, like lettuce and spinach, are done for the year.

Make sure your seeds have enough room to grow. It is fine to have many seeds in one container before they sprout, but you will have to replant them as they grow. Use containers that are actually big enough for one plant, and avoid having more than one plant in each container.

Planting a living hedge around your property has many benefits. Hedges provide a softer barrier to mark the perimeter of your property and are less forbidding than a structured wall. A living hedge will provide privacy but still discourage trespassing by animals or people. If you have a hedge that blooms, it can be a lovely backdrop in addition to your landscape.

If you have the space, building a compost bin can be a great way to save money and always have compost at the ready. When planning your bin, consider a three-sided bin rather than a four-sided bin. A three-sided bin allows you to easily access the heap for regular turning without reaching over a wall or using a gate.

The simple beer trap is still one of the best methods of ridding your organic garden of slugs. Get a clean, empty glass jar to use as a trap. Bury it with its mouth facing upwards. Keep putting dirt over the jar until the mouth is at the surface of your garden. Pour beer into the jar until it’s almost full. Leave an inch of space between the beer and the jar top. Slugs will be attracted by the beer and fall into the jar.

To make your organic gardening venture as environmentally friendly as it is healthy, consider making your own mulch. To make your own mulch, all you need is a soil sample combined with your leftover food products. You can buy a mulcher or manually mulch your waste simply by turning it over every few days.

By having an organic garden, you will be providing yourself with much fresher and more nutritious produce. If you are willing to put in the effort, you will enjoy a wonderful harvest from your own garden.

For more information about lawn and turf care visit us at Hanceys Turf Brisbane leading landscaping supplies.

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You may have heard a lot about the stock market over the years, but you might not know how to get started. Trading on the stock market does have a learning curve, but the tips in this article are meant to help you with your investments, whether you are a pro or a novice. Keep reading for some tips that will help you invest well.

Keep your investment expectations reasonable. Unless you engage in very risky trading, you will not experience instant success and riches by trading stocks. It is not worth the high risk of failing and losing the money that you have invested. Keeping this in mind will stop you from making mistakes that will leave you penniless.

Pay attention to cycles, and wait for the bull market to emerge. You must be ready to pounce when things are on the upswing. If you do your homework, you will learn to recognize when a bear market is about to do an about-face and head in the other direction.

When picking stocks, find a strategy you enjoy and stick with it. For instance, you may choose to ignore the market’s behavior for the most part and focus only on a company’s earnings potential. Once you settle on a personal set of rules, you can seek out prominent investors or financial gurus who share your philosophy, and you can learn from them.

Understanding the stock market isn’t something anyone can do in a single day. It takes time and lots of effort to start the learn how the market works. Make sure that you are dedicating enough time each day to expand your knowledge so that you can become better prepared to make sound investing decisions.

Don’t let your emotions play a part in your investments. Remember that this is a business and you’re in this to make money. You can’t let yourself make bad decisions that are solely based on your emotions. Learn to separate your emotions from your decision making so that you can have a clear mind.

Use a discount brokerage rather than a full service firm for your trading of stocks, bonds and mutual funds, and keep more of your money. Discount brokerages usually charge lower fees and commissions. There is no point in paying unnecessary fees. The only downside is that a discount brokerage will not give you advice about what to buy and sell. You must make those determinations on your own.

Do not invest your safety money in the stock market. Even conservative and dividend stocks can take a beating on any given day. The six-month income you have saved up for a rainy day should go into a money-market account or a laddered tier of certificates of deposit. After this you have a green light to play the markets.

It doesn’t matter if you are new to investing or you have traded for some time. The more you know, the more resources that you have to draw from, in order for your investments to pay off. Use the tips in this article to put you on the right path to investment riches.

Need ASX Options advice visit us at Total Options today.

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There’s a lot to do when setting up a self managed super fund properly. Here is a simple guide so that you leave no stone unturned when taking control of your SMSF.

Obtaining a Trust Deed

A trust deed is a legal document that outlines the rules for establishing and operating your fund. Together with the superannuation laws, this forms the funds governing rules and should detail the following information:

o The powers, duties and responsibilities of the funds trustees

o The rights of the members who belong to the fund (no more than four members are allowed on one SMSF)

o The fund’s objectives

o Who the trustees are

o Who can be a trustee

o How trustees are appointed or removed from the fund

o Who can be a member

o When contributions can be made to the self managed super fund

o How and when benefits can be paid (either via pension or a lump sum) within the SISA requirements

o How to appoint professional advisers, such as an auditor

o The procedures for winding up or closing the fund

This is such an important document as it will guide and protect members and their nest egg. It is best to have this document drawn up by a professional such as a lawyer (alternatively if you are confident in doing it yourself you can purchase a deed kit).

Appointing Trustees

New funds usually appoint trustees under the fund’s trust deed. Don’t forget that for your fund to be an SMSF, all members of the fund need to be trustees or directors of the company you have nominated. All trustees must consent in writing to being appointed to the SMSF and you’ll need to hold onto these records for a minimum of 10 years.

Signing a Trustee Declaration

Within 21 days of becoming a new trustee (or the director of a corporate trustee) you’ll need to ensure you’ve signed a declaration stating this has occurred. By signing this document, you are acknowledging your responsibilities and duties as a trustee of the fund. You should keep the declaration for as long as it’s relevant and must be available for review when the fund is being audited.

Electing the fund to become regulated

Once you’ve completed all the required documentation and signed on all the relevant trustees, you’ll then need to register the fund with the Australian Tax Office within 60 days of its establishment. You’ll also need to apply for an Australian Business Number and Tax File Number for the fund itself.

Finally, you’ll need to open up a bank account in your SMSF’s name. This allows you to manage the fund’s operations and accept cash contributions and rollovers from super benefits.

SMSF Set up take control and establish your own SMSF today.

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Tattoos are beautiful body art that will last a lifetime. They are made by inserting irremovable ink into the dermis layer of the skin to change the pigment. Proper aftercare has to be provided after tattooing, to achieve the best healing, resulting in the most attractive tattoo with fewer complications in future. Tattoo aftercare varies from person to person and artist to artist. Usually your tattoo artist will provide instructions on, “how to take care of your new tattoo?”. But, it’s better to be prepared of these instructions before getting your tattoo. Tattoo aftercare is simple, if you properly follow the instructions.
Tattoo aftercare:

Usually the tattoo artists, cover your tattoo with a bandage, cling wrap or gauze. You have to keep your new tattoo covered for two hours or overnight, depending on the size of the tattoo or the advice of your tattoo artist. This is done to prevent any bacteria entering into the skin and to avoid the blood from clotting. When it’s time to remove the bandage, do so slowly and gently with clean hands. If the bandage sticks, stop peeling and pour cool water between the bandage and skin. Wait for a few minutes and start peeling again. Remember not to hurry while taking the bandage. Do it slowly and gently, to avoid peeling your skin or parts of the tattoo. Otherwise it will create a dull gap in your beautiful tattoo.

After removing the bandage, gently wash the area with warm water. Use a mild anti-bacterial soap free of deodorants or other additives. Rub the soap on the tattoo gently with your fingers. Make sure that you remove all traces of blood from it. After cleaning, pout cold water on the tattoo for a few minutes. The cold water will help the tattoo heal quickly, as it tightens the pores. Cold water also helps the color to set in. Now, gently pat the tattoo dry with a clean, dry cloth. Don’t rub it dry.

Now, apply a very thin layer of antibacterial ointment like Neosporin or Bacitraycin, with your fingers. Do not apply thick layer of ointment, otherwise your skin cannot breath. A thin layer is enough to cover the tattoo, depending on its size.

Avoid hot tubs, pool water, or soaking in the tub during the first two weeks. This is to avoid the fading of the ink due to excess hydration and to prevent the exposure to bacteria.

You have to keep your tattoo clean in order to avoid bacterial infection. Wash the tattoo at least twice a day for the first week. Apply ointment on the tattoo 4-6 times for the first three days. It will keep the tattoo moisturized and prevent its fading.

After 3-4 days of using ointment, switch to moisturizing lotions like Lubriderm and Eucerin.

The tattoo will bleed ink for the first few days after tattooing. So wear something that you doesn’t mind having a little ink on.

Do not re-bandage a tattoo. Never use petroleum-based products or products with extra additives like skin softeners or scents for the first two weeks. Try to use water-based products on your tattoo.

Try to stay away from sun for at least two or three weeks. Too much exposure to sun will result in the fading of the color of the tattoo. After two weeks, you can lie in the sun or go to a tanner. But, remember to apply a thin layer of SPF 25 or other sunscreen lotions over the tattoo.

Like all other wounds, your tattoo will also itch during the healing process. Do not scratch on your tattoo. It will remove scabs of tattoo from your skin, which will turn it ugly. Apply lotion on the tattoo to relieve itching.

By following these simple instructions, it’s sure that you can have a great tattoo on you without any complications.

After your tattoo has been healed you can return to your normal life. But, remember to use sun screen lotions when you get out. Try to cover your tattoo, if you are going to the tanning bed. Apply skin lotions to give your tattoo a better look.

Check our award winning tattoo artists designs at Absolute Tattoo click here.

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Since real estate investing encompasses so many types of investment properties, its essential to classify them and pick the one which they are most passionate about. This would greatly enhance the probability of being successful in real estate investing.

The following are the main types of real estate investment properties that are suitable for beginner investors:

  • Preconstruction Investment Property: These types of investment properties are acquired directly from a developer before the construction or renovation is completed. In return for commitment to buy even before the construction is completed the developer will give you a price discount and/or other financial incentives.
  • Fixer Upper Investment Property: These types of investment properties are the ones which are in ugly condition and need renovation. These properties are acquired by real estate investors to flip them after fixing-up. In majority of the cases these properties are in foreclosure, or are bank owned properties (called REO which stands for Real Estate Owned). Some beginner investors also wholesale distressed properties to other investors without fixing them up. Real Estate Investors who wholesale make a smaller profit but are able to exit the deal fast and with low risk.
  • Foreclosure Investment Property: These types of investment properties are the ones which you buy from sellers who are behind in their payments and may lose their property to the bank via foreclosure.
  • Income or Cashflow Investment Property: These types of investment properties are the ones which generate rental income for the real estate investor. These are mainly apartments buildings and rental houses. This type of investment property is sometimes also called Income property, Rental Investment property or Cash Flow Property.
  • Investment Property with Flexible Terms: These types of investment properties are the ones which can be bought with no money down or with very little money down. Seller of such properties are very flexible with their contract terms and are willing to make the sale easy for the buyer. Land Contract (also called Contract for Deed), Owner Financing, Lease Option (also called Rent to Own, Lease Purchase, Lease to Own, Lease to Buy etc) and other similar strategies fall under this category.

Most other types of real estate investment property deals are not suited for beginner investors. They are too risky or too complicated for beginners. My recommendation is to choose the type of deals beginners want to do and become very good at it. Master all the steps from finding the deal to exiting it, and become the best. If starters can follow this simple principle I definitely see them more likely to be successful in real estate investing.

For more information about investment property visit us at Beach Sea Pty Ltd today.

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If you’ve ever found yourself thinking you’d never need custom banners and signs for your anniversary, think again. It’s that special time in your life when you finally find yourself facing one of the biggest days of your life-your fiftieth wedding anniversary. This means a lot to you and your significant other, obviously. But the question is, how exactly do you celebrate such a thing?

Sure, you can buy a really big, really sugary cake. That’s the usual standby. However, there is another option for your-and that’s bag to banners and signs!

Why You Should Use Custom Banners

Custom banners and signs are super effective when it comes to trying to get your message out there. You may not realize it, but you can do loads of things with banners and signs that you certainly cannot with a boring old cake.

First of all, you can put pictures on your banners and signs. But not just any pictures-your pictures. You don’t have to worry about them being so tiny that you can’t make out who is who or worry about that one special picture going from your regular everyday picture to a super declaration!

Then there is the font aspect of everything. You can take a poem that you are particularly fond of or that you feel symbolizes your love and use that if you so wish. The point is that it is really quite easy to take your favorite font or favorite color and incorporate it into your banners and signs.

Size of Vinyl Banners Available

Keep in mind that you also can choose how big or little that your banners and signs are. This means that if you don’t want something huge or perhaps even want something that you can wear around (for whatever reason), you can do that also! The point is that you don’t have a choice of one type of banner.

Not to mention that most banners are also quite well priced. This means that you don’t have to worry about how much it will end up costing you because the price is almost always affordable (unless you order an extremely large amount of banners, but that’s another matter).

You can find banners online quickly and easily – you only have to worry about a few things, including how many banners and signs that you are planning on ordering and how you want to design them!

For more information about our signs and banners visit us at SignVision today.

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Whether you wish to give your hotel a trendy modern look or want to go for more of a traditional look with a British feel, it is highly important to choose the right kind of furniture for your hotel setup. You should be aware that there are many specifications and details that need to be considered when deciding the right kind of furniture for your hotel.

The furniture provides the ambiance and builds the first impression as one enters the hotel. It plays a huge role in the success of the hotel.

Choosing the furniture for your hotel is not as easy like choosing office or house furniture. Even the smallest detail such as which part of the country your hotel is situated plays a role in deciding the right kind of furniture for it. In addition, it has to be appealing to your customers whilst also suiting the hotel’s image.

Different styles of furniture are required for different parts of the hotel. The rooms need to be furnished differently from the coffee shop or the dining area. Again, the office of the hotel needs to have a specific setting. If you have more than one restaurant in your hotel, then they should be furnished differently to set the atmosphere apart. The furniture also depends on the kind of cuisine each restaurant offers.

Then there is the lounge setting, the bar furniture, sitting area, the lobby setting, furniture in the open garden, furniture around in the spa, health club, pool area, sauna and the list is never ending. The furniture that you choose to adorn your hotel with creates the style statement that you wish to portray to your customers.

For example, the lobby of a five star hotel is known for its contemporary style and atmosphere with exclusive and expensive furnishings combined with a flamboyant feature. If it was an ornate and tradition setting it would be a complete misfit for the whole ambiance and the setting and may even turn custom away.

On the other hand, a range of stainless steel bar stools would give that modern stylish look for that untarnished ambiance in the coffee shop! This can be combined with the trendy swivel stools that come with adjustment fittings for height, stainless steel base and polished die cast aluminum seat. You can combine the chairs with either a bistro table or glass table doubled with a stainless steel platform.

Things to look at while choosing hotel furniture:

• Type of look – modern, trendy, traditional or classy

• Clientele – business class, young genre, retired clients, families

• Ambiance – business feel, relaxed, party feel, fun-filled

• Budgeting

• Setting – outdoor or indoor

• Broad specification of the hotel location

• Durability of the furniture used

• Materials used

Proper planning and research will help you buy the best and most suitable furniture for your hotel.

For more information about hotel furniture, please visit us at Resortium Concepts today!